:root{--brand-purple-300: #c4b5fd;--brand-purple-500: #8b5cf6;--brand-purple-600: #7c3aed;--brand-purple-900: #4c1d95;--brand-blue-300: #93c5fd;--brand-blue-400: #38bdf8;--brand-blue-500: #3b82f6;--brand-blue-600: #2563eb;--brand-blue-700: #1d4ed8;--brand-blue-900: #1e3a8a;--brand-green-300: #86efac;--brand-green-500: #22c55e;--brand-green-700: #15803d;--brand-gold-300: #fcd34d;--brand-gold-500: #eab308;--brand-gold-800: #854d0e;--brand-amber-300: #fcd34d;--brand-amber-500: #f59e0b;--brand-amber-600: #d97706;--brand-red-300: #fca5a5;--brand-red-500: #ef4444;--brand-red-700: #b91c1c;--color-bg-deep: #0b0712;--color-bg-card: #150f22;--color-surface: #1d1730;--color-accent: #3b82f6;--color-text: #ffffff;--color-text-muted: #c9c5d6;--color-text-faint: #8b85a0;--color-text-on-accent: #ffffff;--color-panel-dark: #0f0a1a;--color-panel-soft: #1c1530;--color-panel-inset: #0a0713;--color-panel-inset-soft: rgba(255, 255, 255, .04);--color-track: rgba(255, 255, 255, .08);--color-border: rgba(196, 181, 253, .12);--color-border-strong: rgba(196, 181, 253, .22);--color-accent-hover: #2563eb;--color-accent-soft: rgba(59, 130, 246, .14);--color-accent-border: rgba(59, 130, 246, .4);--color-hover: rgba(139, 92, 246, .08);--color-active: rgba(139, 92, 246, .14);--color-savings: var(--brand-green-500);--color-savings-soft: rgba(34, 197, 94, .14);--color-premium: var(--brand-gold-500);--color-premium-soft: rgba(234, 179, 8, .14);--color-warning: var(--brand-amber-500);--color-warning-soft: rgba(245, 158, 11, .14);--color-negative: var(--brand-red-500);--color-negative-soft: rgba(239, 68, 68, .14);--color-success: var(--color-savings);--color-identity: var(--brand-purple-500);--color-identity-strong: var(--brand-purple-600);--color-identity-soft: rgba(139, 92, 246, .14);--color-info: var(--brand-blue-400);--gradient-page: radial-gradient(70% 50% at 15% 0%, rgba(39, 233, 181, .07) 0%, transparent 60%), radial-gradient(65% 55% at 100% 30%, rgba(59, 130, 246, .08) 0%, transparent 60%), linear-gradient(180deg, #0d1220 0%, var(--color-bg-deep) 55%, #0a1418 100%);--gradient-hero-glow: radial-gradient(60% 55% at 12% -8%, rgba(139, 92, 246, .32) 0%, transparent 60%), radial-gradient(55% 60% at 100% 10%, rgba(59, 130, 246, .16) 0%, transparent 55%);--gradient-hero: linear-gradient(150deg, #07111f 0%, #150f22 52%, #0b2b43 100%);--gradient-card: linear-gradient(160deg, #201936 0%, var(--color-bg-card) 72%);--gradient-accent: linear-gradient(135deg, var(--color-accent) 0%, var(--brand-blue-700) 100%);--gradient-text-accent: linear-gradient(90deg, var(--color-accent) 0%, var(--brand-blue-400) 45%, var(--color-identity) 100%);--space-1: .25rem;--space-2: .5rem;--space-3: .75rem;--space-4: 1rem;--space-5: 1.5rem;--space-6: 2rem;--space-7: 3rem;--space-8: 4rem;--radius-sm: 6px;--radius-md: 10px;--radius-lg: 14px;--radius-xl: 20px;--radius-pill: 999px;--shadow-card: 0 1px 2px rgba(0, 0, 0, .3), 0 4px 16px rgba(0, 0, 0, .22);--shadow-elevated: 0 12px 36px rgba(0, 0, 0, .42);--glow-accent: 0 0 0 1px var(--color-accent-border), 0 8px 26px rgba(59, 130, 246, .2);--focus-ring: 0 0 0 3px rgba(59, 130, 246, .45);--font-sans: system-ui, -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;--font-mono: ui-monospace, "SF Mono", "Cascadia Code", "Roboto Mono", Menlo, Consolas, monospace;--font-2xs: .8125rem;--font-xs: .875rem;--font-sm: .9375rem;--font-base: 1.0625rem;--font-md: 1.125rem;--font-lg: 1.25rem;--font-xl: 1.5rem;--font-2xl: 1.875rem;--font-3xl: 2.25rem;--font-4xl: 3rem;--font-5xl: 3.75rem;--leading-tight: 1.15;--leading-snug: 1.3;--leading-normal: 1.55;--leading-relaxed: 1.7;--weight-normal: 400;--weight-medium: 500;--weight-semibold: 600;--weight-bold: 700;--weight-extrabold: 800;--dur-fast: .15s;--dur-normal: .25s;--dur-slow: .45s;--ease-standard: cubic-bezier(.4, 0, .2, 1);--ease-out: cubic-bezier(.16, 1, .3, 1);--ease-in-out: cubic-bezier(.65, 0, .35, 1);--transition-fast: var(--dur-fast) var(--ease-standard);--transition-normal: var(--dur-normal) var(--ease-standard);--transition-slow: var(--dur-slow) var(--ease-out);--reveal-distance: 16px;--hover-lift: -2px;--container-max: 1200px;--header-height: 5rem;--z-header: 100;--z-dropdown: 150;--z-mobile-menu: 200;--z-tooltip: 400;--z-skiplink: 500}:root[data-theme=dark]{color-scheme:dark}:root[data-theme=light]{color-scheme:light;--color-bg-deep: #f7f6fb;--color-bg-card: #ffffff;--color-surface: #f1eef9;--color-accent: #2563eb;--color-text: #150f22;--color-text-muted: #4b4560;--color-text-faint: #726c85;--color-text-on-accent: #ffffff;--color-panel-dark: #efe9fa;--color-panel-soft: #ffffff;--color-panel-inset: #eae6f5;--color-panel-inset-soft: rgba(76, 29, 149, .04);--color-track: rgba(21, 15, 34, .08);--color-border: rgba(76, 29, 149, .12);--color-border-strong: rgba(76, 29, 149, .2);--color-accent-hover: #1d4ed8;--color-accent-soft: rgba(37, 99, 235, .08);--color-accent-border: rgba(37, 99, 235, .35);--color-hover: rgba(76, 29, 149, .05);--color-active: rgba(76, 29, 149, .09);--color-savings: var(--brand-green-700);--color-savings-soft: rgba(21, 128, 61, .1);--color-premium: var(--brand-gold-800);--color-premium-soft: rgba(133, 77, 14, .1);--color-warning: var(--brand-amber-600);--color-warning-soft: rgba(217, 119, 6, .1);--color-negative: var(--brand-red-700);--color-negative-soft: rgba(185, 28, 28, .1);--color-success: var(--color-savings);--color-identity: var(--brand-purple-600);--color-identity-strong: var(--brand-purple-900);--color-identity-soft: rgba(124, 58, 237, .08);--color-info: #0284c7;--gradient-page: radial-gradient(65% 50% at 15% 0%, rgba(45, 212, 191, .06) 0%, transparent 60%), radial-gradient(60% 55% at 100% 25%, rgba(37, 99, 235, .05) 0%, transparent 60%), linear-gradient(180deg, #ffffff 0%, #f4fbfa 55%, #f7f6fb 100%);--gradient-hero-glow: radial-gradient(60% 55% at 12% -8%, rgba(139, 92, 246, .12) 0%, transparent 60%), radial-gradient(55% 60% at 100% 10%, rgba(37, 99, 235, .08) 0%, transparent 55%);--gradient-hero: linear-gradient(150deg, #04222b 0%, #0a2e38 52%, #0f4a52 100%);--gradient-card: linear-gradient(160deg, #ffffff 0%, #f1eef9 100%);--gradient-accent: linear-gradient(135deg, var(--color-accent) 0%, var(--brand-blue-900) 100%);--gradient-text-accent: linear-gradient(90deg, var(--color-accent) 0%, var(--brand-blue-400) 45%, var(--color-identity) 100%);--shadow-card: 0 1px 2px rgba(76, 29, 149, .08), 0 4px 16px rgba(76, 29, 149, .08);--shadow-elevated: 0 12px 36px rgba(76, 29, 149, .16);--glow-accent: 0 0 0 1px var(--color-accent-border), 0 8px 26px rgba(37, 99, 235, .14);--focus-ring: 0 0 0 3px rgba(37, 99, 235, .4)}@media(prefers-reduced-motion:reduce){:root{--dur-fast: 0ms;--dur-normal: 0ms;--dur-slow: 0ms;--reveal-distance: 0px;--hover-lift: 0px}}.legal-hero{max-width:70ch;margin:0 0 var(--space-5)}.legal-eyebrow{display:block;font-size:var(--font-xs);font-weight:var(--weight-bold);letter-spacing:.1em;text-transform:uppercase;color:var(--color-accent);margin:0 0 var(--space-2)}.legal-hero h1{font-size:clamp(1.5rem,1.1rem + 1.9vw,var(--font-3xl));line-height:var(--leading-tight);letter-spacing:-.02em;margin:0 0 var(--space-3)}.legal-hero>p{color:var(--color-text-muted);line-height:var(--leading-normal);margin:0;max-width:70ch}.legal-nav{display:flex;flex-wrap:wrap;align-items:baseline;gap:var(--space-2) var(--space-4);padding:var(--space-3) 0;margin:0 0 var(--space-6);border-top:1px solid var(--color-border);border-bottom:1px solid var(--color-border)}.legal-nav-label{font-size:var(--font-2xs);font-weight:var(--weight-bold);letter-spacing:.06em;text-transform:uppercase;color:var(--color-text-faint)}.legal-nav ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:var(--space-4)}.legal-nav a{display:inline-block;color:var(--color-text-muted);text-decoration:none;font-size:var(--font-sm);font-weight:var(--weight-medium);padding-bottom:2px;border-bottom:2px solid transparent}.legal-nav a:hover{color:var(--color-text)}.legal-nav a[aria-current=page]{color:var(--color-accent);font-weight:var(--weight-semibold);border-bottom-color:var(--color-accent)}.legal-nav a:focus-visible{outline:2px solid var(--color-accent);outline-offset:2px}.legal-article{max-width:780px}.legal-section{margin:0 0 var(--space-6);padding-top:var(--space-5);border-top:1px solid var(--color-border)}.legal-section:first-child{padding-top:0;border-top:none}.legal-section h2{font-size:var(--font-lg);margin:0 0 var(--space-3)}.legal-section h3{font-size:var(--font-md);margin:var(--space-4) 0 var(--space-2)}.legal-section p{color:var(--color-text-muted);line-height:var(--leading-relaxed);margin:0 0 var(--space-4)}.legal-section p:last-child{margin-bottom:0}.legal-section ul,.legal-section ol{color:var(--color-text-muted);line-height:var(--leading-relaxed);margin:0 0 var(--space-4);padding-left:var(--space-5)}.legal-section li{margin-bottom:var(--space-2)}.legal-section li:last-child{margin-bottom:0}.legal-section strong{color:var(--color-text);font-weight:var(--weight-semibold)}.legal-section a{color:var(--color-accent);text-decoration:none}.legal-section a:hover{text-decoration:underline}.legal-callout{margin:0 0 var(--space-4)}.legal-callout p{margin:0;color:var(--color-text-muted)}.legal-callout p+p{margin-top:var(--space-2)}.legal-related{margin-top:var(--space-7);padding-top:var(--space-5);border-top:1px solid var(--color-border);max-width:780px}.legal-related h2{font-size:var(--font-sm);font-weight:var(--weight-bold);letter-spacing:.05em;text-transform:uppercase;color:var(--color-text-faint);margin:0 0 var(--space-3)}.legal-related ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:var(--space-3) var(--space-5)}.legal-related a{color:var(--color-accent);font-weight:var(--weight-semibold);text-decoration:none}.legal-related a:hover{text-decoration:underline}@media(max-width:560px){.legal-nav{gap:var(--space-2) var(--space-3)}}